Reasons Why Most People Are Broke (Must Read)
There are many levels of personal finance with the lowest levels being broke, being deeply in debt, and bankrupt. Being bankrupt means you can no longer pay your debts and…
The 20 Rules of Money
There are rules for making money, losing money, holding on to money, and growing money. There are principles for practicing medicine or law and a framework of rules for success,…
10 Levels of Financial Independence And Early Retirement (How to Retire Early)
In the FIRE movement (Financial Independence, Retire Early) there are 10 levels generally considered the journey from financial dependence to financial abundance. It can help psychologically to look at achieving…
How Much Money You Need To Save By EVERY AGE
How much you need to have saved by age should be based on your own goals. The most common filter used for projecting how much you need to save is…
All the Financial Advice You’ll Ever Need Fits on a Single Index Card
When University of Chicago professor Harold Pollack was interviewing Helaine Olen he said that “The financial advice most people actually need is common sense and simple enough that it would…
How To Manage Your Money (50/30/20 Rule)
People that are financially successful tend to all use a budget to manage their monthly bills. Even the ones that don’t use a budget have the self discipline to control…
Simple Steps to Financial Freedom
Money doesn’t bring happiness in itself, it’s the time, freedom, and experiences money buys that brings happiness. Money can’t solve all your problems but it can solve all your money…
Average Net Worth By Age (Not What You Think)
Net worth is calculated by the total value of every asset that an individual owns subtracted by all their liabilities. Net worth can vary greatly over someone’s lifetime based on…
Dave Ramsey: You Only Need To Know These 5 Rules
I started listening to Dave Ramsey in 1992 on my local 99.7 FM radio station in Nashville, Tennessee when he first started in radio as the cohost of The Money…
