8 Easy Minimalist Habits to Start Saving Money

8 Easy Minimalist Habits to Start Saving Money

In the modern world, where consumerism often dominates, minimalism provides a refreshing alternative. This lifestyle, centered around simplicity and intentionality, can declutter our homes, minds, and finances. We can cut unnecessary expenses and build our savings by embracing minimalist habits. This article explores eight straightforward minimalist habits that can be seamlessly integrated into your daily routine. These habits aim to help you save money while fostering a mindful and sustainable lifestyle. Whether a minimalist veteran or a beginner, these habits can guide you toward financial independence and a more enriching life.

1. Determine Your Needs Versus Your Wants

The journey to minimalism begins by distinguishing between needs and wants. Needs are essentials like food, shelter, and healthcare, while wants are non-essentials like the latest gadgets or high-end fashion. For instance, you need a phone for communication but want the latest iPhone. By prioritizing needs over wants, you can significantly cut down your expenses.

2. Sell What You Don’t Need or Use

Decluttering is a cornerstone of minimalism. It involves letting go of items that no longer serve you. For example, if you have clothes that you haven’t worn in a year, consider selling them. This not only creates more space in your home but also provides an extra source of income.

3. Make a Meal Plan

Meal planning is a cost-effective habit. It involves planning your meals for the week and shopping accordingly. For example, if you plan to make pasta for dinner, you’ll know to buy pasta and sauce during your grocery run. This prevents impulse purchases and reduces food waste.

4. Enjoy Simple Things

Minimalism encourages us to find joy in simplicity. Instead of spending money on expensive outings, enjoy low-cost or free activities. For example, a walk in the park or a home-cooked meal can be as enjoyable as a fancy dinner out.

5. Maintain, Repair, and Take Care of What You Own

Taking care of your possessions can extend their lifespan and save you money. For instance, cleaning your laptop regularly and keeping it in a protective case can prevent damage and prolong its life.

6. Research Before Buying Things

Before making a purchase, research the product. This can prevent you from buying low-quality items. For example, if you’re buying a blender, read reviews and compare different models to ensure you’re getting a durable and efficient one.

7. Buy Preowned Cars (1-2 Years Old)

Cars depreciate quickly. Buying a pre-owned vehicle that’s 1-2 years old can save significant money. For instance, a car that costs $30,000 new might sell for $20,000 after two years, saving you $10,000.

8. Remove or Avoid Temptations to Spend Money

Identify your spending triggers and find ways to avoid them. For example, if you make impulsive purchases online, consider deleting shopping apps from your phone.

A Case Study on Minimalist Habits


This case study explores the journey of John, a 35-year-old software engineer who adopted minimalist habits to save money and simplify his life. John’s story provides a practical example of how the eight minimalist habits discussed in our previous article can be implemented and their impact on personal finances and lifestyle.


John was living a typical urban lifestyle, earning a good salary and spending much on non-essential items and experiences. Despite his income, he lived paycheck to paycheck with little savings. After reading about minimalism, John adopted minimalist habits to save money and simplify his life.


  1. Determine Needs Versus Wants: John started by distinguishing between his needs and wants. He realized he was spending a lot on the latest tech gadgets, which were wants rather than needs. He decided only to upgrade when necessary, saving him several hundred dollars a year.
  2. Sell What You Don’t Need or Use: John sold his unused items on online platforms, including old gadgets and clothes. This decluttered his space and provided him with extra income.
  3. Make a Meal Plan: John began planning his meals weekly. He noticed a significant decrease in his grocery bills and reduced food waste.
  4. Enjoy Simple Things: John started enjoying simple, low-cost activities like hiking and reading instead of expensive outings. He found these activities equally enjoyable and relaxing.
  5. Maintain, Repair, and Take Care of What You Own: John started taking better care of his possessions, like his car and electronics, which reduced the frequency of replacements and repairs.
  6. Research Before Buying Things: John started researching before making purchases. This helped him avoid buying low-quality items and ensured he got the best value for his money.
  7. Buy Preowned Cars: When his car needed replacement, John bought a preowned car that was two years old, saving him a significant amount compared to buying a new car.
  8. Remove or Avoid Temptations to Spend Money: John identified online shopping as a spending trigger. He unsubscribed from marketing emails and deleted shopping apps from his phone.


After a year of implementing these habits, John saved 30% of his income, compared to almost nothing in the previous years. He also reported feeling less stressed and more content with his lifestyle.


In conclusion, adopting minimalist habits can significantly help you save money. By distinguishing between needs and wants, selling unused items, meal planning, enjoying simple things, maintaining possessions, researching before buying, purchasing preowned cars, and avoiding spending triggers, you can reduce your expenses and increase your savings. These habits promote financial freedom and contribute to a more mindful and sustainable lifestyle. Remember, minimalism isn’t about deprivation; it’s about making intentional decisions that enhance your life. So, start incorporating these habits into your life today and experience the transformative power of minimalism. And remember, the journey to minimalism isn’t a race; it’s a personal journey that takes time and patience. So, take it one step at a time, and before you know it, you’ll be reaping the benefits of a minimalist lifestyle.