Author name: Holly Burns

Most people think wealth means spending money freely and living an extravagant lifestyle. But here’s a surprising truth: nearly two-thirds of Americans waste a considerable amount of money each month—about $139 on average—while the wealthiest self-made millionaires practice completely different money habits. The real secret isn’t about how much you earn, but how you manage […]

You think you’re good with money. You clip coupons, hunt for sales, and maybe even have a budget app on your phone. But what if I told you that Americans waste over $200 billion every year on purchases they think are smart? The truth is that some of our most “responsible” spending habits are draining

Rising costs are hitting families hard in 2025. Everything seems more expensive than it used to be, from grocery bills to gas prices. Restaurant prices are climbing faster than ever, with costs jumping over 5% yearly while grocery prices only go up about 1%. The result? More than two-thirds of Americans are now skipping restaurant

Many Americans dream of escaping the 9-to-5 grind and retiring early. Having complete freedom with your time while you’re still young and healthy sounds amazing. But is early retirement possible or just a fantasy for the ultra-wealthy? According to financial expert Dave Ramsey, early retirement is achievable for regular people. However, it requires severe discipline,

Do you ever wonder where your money goes each month? You’re not alone. Most Americans spend over $32 on unused subscriptions every month, and many underestimate their total monthly spending by more than $130. These small money leaks might seem harmless, but add up to thousands of dollars over time. The good news is that

Personal finance advice often sounds logical until you do the math. We’ve all heard the same budgeting tips repeated everywhere from social media to financial websites. These strategies get shared so often that they become accepted wisdom, but when you crunch the numbers, many of these popular tips have serious flaws that could cost you

You’ve invited your most budget-conscious friend over for dinner, and while you’re focused on ensuring the meal is perfect, they’re quietly taking in details about your home that you might never consider. It’s not that they’re judging you – quite the opposite. Frugal people have trained their eyes to spot opportunities where money might slip

We’ve all seen them on social media – people posting pictures of designer handbags, expensive dinners, and luxury vacations. Their Instagram feeds look like a page from a lifestyle magazine. But behind those carefully curated photos, many people are struggling financially. They’re living paycheck to paycheck, drowning in credit card debt, and putting on an

In 2022, consumer financial fraud reached shocking levels, with reported losses totaling nearly $8.8 billion. That’s a 30% jump from the previous year, and the trend shows no signs of slowing down. As our lives become increasingly digital, protecting financial information has never been more critical. The rise of social media and advancing technology has

The United States saw a surge of new millionaires in 2024, with over a thousand joining the ranks daily. At the same time, billionaire wealth soared by trillions of dollars in just one year. Yet, despite these headline-grabbing numbers, about half of American households would struggle to cover a modest emergency expense. While wealth inequality