Author name: Holly Burns

Holly Burns is a best-selling author and artist living in Florida. She co-founded New Trader University, where she blogs daily about personal success.

Frugal vs Wastefu-7 Money Behaviors That Separate the Financial Elite

Are You Frugal or Wasteful: 7 Money Behaviors That Separate the Financial Elite

Most people think wealth means spending money freely and living an extravagant lifestyle. But here’s a surprising truth: nearly two-thirds of Americans waste a considerable amount of money each month—about $139 on average—while the wealthiest self-made millionaires practice completely different money habits. The real secret isn’t about how much you earn, but how you manage […]

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Dave Ramsey’s Financial Checklist- Can You Retire Early

8 Things on Dave Ramsey’s Financial Checklist: Can You Retire Early?

Many Americans dream of escaping the 9-to-5 grind and retiring early. Having complete freedom with your time while you’re still young and healthy sounds amazing. But is early retirement possible or just a fantasy for the ultra-wealthy? According to financial expert Dave Ramsey, early retirement is achievable for regular people. However, it requires severe discipline,

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5 Common Budgeting Tips You Shouldn’t Follow, According to Math

5 Common Budgeting Tips You Shouldn’t Follow, According to Math

Personal finance advice often sounds logical until you do the math. We’ve all heard the same budgeting tips repeated everywhere from social media to financial websites. These strategies get shared so often that they become accepted wisdom, but when you crunch the numbers, many of these popular tips have serious flaws that could cost you

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5 Things Frugal People Notice When They’re Invited to Your House

5 Things Frugal People Notice When They’re Invited to Your House

You’ve invited your most budget-conscious friend over for dinner, and while you’re focused on ensuring the meal is perfect, they’re quietly taking in details about your home that you might never consider. It’s not that they’re judging you – quite the opposite. Frugal people have trained their eyes to spot opportunities where money might slip

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People Who Pretend to Be Rich but Are Actually Broke Often Display These 5 Behaviors

People Who Pretend to Be Rich but Are Actually Broke Often Display These 5 Behaviors

We’ve all seen them on social media – people posting pictures of designer handbags, expensive dinners, and luxury vacations. Their Instagram feeds look like a page from a lifestyle magazine. But behind those carefully curated photos, many people are struggling financially. They’re living paycheck to paycheck, drowning in credit card debt, and putting on an

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