Why I’m So Frugal

Why I’m So Frugal

Frugality often needs to be correctly understood. Some see it as a sign of stinginess or a lack of ambition. But for me, being frugal is a conscious choice, deeply rooted in my values and lifestyle preferences. In today’s consumer-driven society, frugality often takes a backseat. Yet, when we delve into why I’m so frugal, we uncover a world where simplicity reigns supreme, and the true essence of life is celebrated. This article will shed light on the conscious choices behind frugality, revealing the profound values and lifestyle preferences that guide such decisions. From valuing simplicity over luxury to embracing minimalism, let’s journey to understand the deeper motivations behind my frugal way of life.

Let me delve deeper into the reasons behind my frugality.

I’m Naturally Not Materialistic

From a young age, I’ve never been drawn to the allure of luxury or expensive items. While many of my peers dreamt of owning the latest gadgets, designer clothes, or flashy cars, I found contentment in simpler things. Having a big house or a fancy vehicle never appealed to me. I don’t care about fancy cars or big houses. Instead, I’ve always believed that the actual value of life lies in experiences, relationships, and personal growth. Material possessions can be fleeting, but the memories we create and the bonds we forge are everlasting.

I Don’t Want To Do The Work Of Upkeep On Possessions

Owning possessions often comes with the responsibility of maintenance. From regular cleaning to repairs, the upkeep can be time-consuming and, at times, costly. I hate home improvement projects and would never want to deal with taking care of the maintenance of a boat or motorcycle. I’d rather spend my time on activities that bring me joy and fulfillment than maintaining things that don’t add significant value to my life. The time and energy saved can be channeled into more meaningful pursuits.

I Am A Minimalist

Minimalism is more than just the current trend for me; it’s a way of life. I find beauty in simplicity and efficiency. By owning fewer things, I can focus on what truly matters. This approach not only declutters my physical space but also my mental space, allowing me to live with intention and purpose. I enjoy a straightforward and efficient life optimized for ease. Not owning things means less distraction and more clarity, leading to a more purposeful and fulfilling life.

I Have Simple Tastes

My idea of a perfect evening is curling up with a good book or engaging, watching a great show at home, or playing a challenging strategy game. I love my wife’s homemade meals and the joy of healthy but delicious food. I enjoy simple food and hobbies like reading and strategy games that are not expensive. These tastes align with my frugal nature and bring me genuine happiness without costing much money. I have very cheap tastes. I prefer staying home over going out; it has become a preference as I get older. Being a homebody is very reasonable. I’m an introvert, so it doesn’t feel like a sacrifice. The beauty of life often lies in its simplicity, and I’ve chosen to embrace that wholeheartedly.

My Favorite Thing To Do Is To Work And Create Value

While some might see work as a necessary evil, I enjoy it when I do exactly what I want. The financial markets and my business are not just sources of income for me; they’re my passion. My main hobbies are trading, investing, learning, and business, and the beauty of it is that they create a fantastic income and net worth. By immersing myself in these areas, I’m saving money and generating more at the same time, making my hobbies incredibly profitable. It’s a win-win situation where I can do what I love and benefit financially. I spend the time, energy, and effort most people spend on sports or video games on my business and trading the financial markets.

I Hate Housework

A smaller living space means less cleaning, maintenance and more time for things I love. Newer homes often come with modern amenities that require less frequent repairs. I prefer smaller and more recent houses because it makes upkeep easier. By choosing such homes, I optimize my living conditions to align with my dislike for housework and my love for efficiency. A home should be a place of comfort, not a constant source of chores. I love new homes with optimized floor plans for easy living and convenient for nearby needs like groceries, a pharmacy, haircuts, etc.

I’m Not A Car Person

For many, cars are a status symbol. But for me, a car is a utility. I’m not trying to impress anyone with my vehicle. To me, a car is just a mode of transportation. As long as it’s reliable and comfortable, I’m satisfied. I want a comfortable ride from point A to point B. This perspective saves me money and keeps me grounded in my values. I prefer a car about one year old, so it has already depreciated from manufacturing costs but is also still like new and will require no major repairs for at least five years in most cases. I want a car that is comfortable and a nice drive. It’s a frugal mindset.

I Never Wanted To Be Trapped In A Job

Being trapped at a desk for over eight hours daily, bound by financial obligations, would be a nightmare. Many people find themselves in positions where they’re working not out of passion or interest but purely out of necessity. Looming debts drive them, be it a massive house mortgage, the monthly installments for a brand-new car, or other financial burdens. These obligations can force someone to retain a job they loathe to keep up with the bills.

I’ve always been adamant about not letting this be my story. I would never want a huge house or large new car payments hanging over my head that forced me to stay at a job. The weight of such debts can be suffocating, stripping away the joy and purpose of one’s professional life. Instead, I’ve consciously chosen to live within my means, create cash-flowing assets, and build an extensive investment portfolio, ensuring that my financial debt doesn’t dictate my career choices.

This approach has granted me a priceless gift: freedom. By removing burdensome financial commitments, I’ve maintained the freedom to do whatever I wanted for a living. It’s allowed me to pursue passions, take risks, and, most importantly, wake up excited about the day ahead every morning. After all, life is too short to be spent in a job that doesn’t ignite your passion or align with your values. Frugality equals freedom.

Key Takeaways

  • Valuing Simplicity Over Luxury: Often, the most profound joys come from life’s simple pleasures rather than extravagant possessions.
  • Maintenance Overhead: The more we own, the more we need to maintain, which can consume time and energy.
  • Embracing Minimalism: A clutter-free environment, both physically and mentally, leads to a focused and purposeful life.
  • Joy in Modest Pursuits: Contentment can be found in uncomplicated hobbies and straightforward meals.
  • Passion-Driven Work: Engaging in work that aligns with one’s passions can be fulfilling and financially rewarding.
  • Efficiency in Living Spaces: Right-sized modern homes can reduce chores and enhance living quality.
  • Practical Transportation: A vehicle’s primary purpose is transport, not flaunt.
  • Living Within Means: Consciously avoiding burdensome financial commitments can lead to a more fulfilling professional life.
  • Freedom in Career: By avoiding hefty debts, one can pursue passions and take risks in one’s career.


Embracing a frugal lifestyle is a testament to prioritizing life’s genuine essence over materialistic pursuits. It’s about cherishing simplicity, being efficient in our choices, and finding contentment in modest, heartfelt endeavors. By focusing on what truly matters, we pave the way for a life rich in experiences, unburdened by the weight of unnecessary possessions.

Frugality is not about depriving oneself; it’s about making conscious choices that align with one’s values and priorities. By understanding and embracing my reasons for being frugal, I’ve crafted a life rich in experiences and devoid of unnecessary burdens that lead to excessive.