Personal Finance Archives

The 7 Greatest Books for Investing and Money (Ranked)

Best books, Book Reviews, Books, Investing, Personal Finance / Steve Burns

Investing and managing money effectively requires knowledge and discipline. Over the years, several books have stood out as essential guides for investors and individuals seeking financial literacy. These books offer timeless wisdom, practical strategies, and insights into the psychology of investing, making them invaluable resources for anyone interested in building wealth or securing financial stability. […]

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10 Ways the Wealthy Save Money That Poor and Middle-Class People Don’t

Personal Finance, Wealth / Steve Burns

Financial habits can differ dramatically across economic classes. While many assume the wealthy just earn more and spend more, they often approach money management with fundamentally different strategies. They use many money-saving approaches to preserve their wealth and frequently expand it. By understanding these strategies, even those with modest means can adapt certain principles to

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Economics Explained: 10 Money Habits Keeping You Poor

Economics, Personal Finance / Steve Burns

Money habits shape our financial futures in profound ways. Our daily money decisions can either propel us toward prosperity or keep us trapped in cycles of financial insecurity. This article explores ten everyday money habits that economic principles suggest contribute to ongoing financial struggles. Here are the top ten money habits that keep people poor

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10 Rare Wealth-Building Habits the Middle Class is Missing

Personal Finance, Wealth / Steve Burns

Traditional financial advice has failed millions of middle-class Americans despite decades of budgeting, saving, and retirement planning. The wealth gap continues to widen not because of income differences alone but because of uncommon habits that wealthy individuals practice, which rarely appear in mainstream financial guidance. These ten habits represent fundamental shifts in approaching earning, spending,

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10 Signs You’re Moving from Middle Class to Wealthy

Personal Finance, Wealth / Steve Burns

Wealth isn’t just about a specific number in your bank account—it’s a gradual evolution in how you think about and interact with money. The transition from middle class to wealthy status often happens subtly through shifting behaviors, priorities, and opportunities. If you’ve been diligently building your financial foundation, you might notice some telltale signs indicating

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7 Odd Behaviors That Point to an Extremely High Financial IQ

Personal Finance, Wealth / Steve Burns

Most assume financial intelligence is about memorizing complex investment strategies or having a finance degree. Those with genuinely high financial IQs often display behaviors that seem odd or counterintuitive to the average person. These individuals approach money differently, making decisions that might appear strange until you understand the sophisticated thinking behind them. Whether you’re looking

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10 Things That Scream “I’m Pretending to Be a Wealthy Person”

Personal Finance, Wealth / Steve Burns

It’s increasingly difficult to distinguish between genuinely wealthy people and those just putting on a show of wealth. In our social media-saturated world, the pressure to appear financially successful often outweighs the desire for financial security and a high net worth. Many find themselves trapped in a cycle of spending to maintain appearances, even at

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Warren Buffett: 10 Things Middle-Class People Waste Money On (Financial Independence, Financial Education)

Personal Finance, Warren Buffett / Steve Burns

Warren Buffett, known as the “Oracle of Omaha,” has amassed extraordinary wealth through his investing prowess and a philosophy of frugality and intentional spending. Despite being one of the world’s wealthiest individuals, Buffett maintains surprisingly modest consumption habits that directly contradict typical middle-class spending patterns. His lifestyle choices offer valuable lessons for anyone seeking financial

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5 Products the Middle Class Might See Skyrocket in Price in 5 Years (Due to Tariffs and Inflation)

Economics, Personal Finance / Steve Burns

Economic policies such as tariffs and inflation have been reshaping the global market landscape in recent years, impacting various sectors and consumer goods. These changes can be particularly challenging for the middle class, as they often rely on affordable access to essential products. This article explores five key product categories—electronics, automobiles and car parts, food

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10 Habits the Wealthy Abandon After Leaving the Middle Class

Personal Finance, Wealth / Steve Burns

The journey from middle class to wealth isn’t just about earning more money—it’s about fundamentally changing your relationship with money. Wealthy individuals don’t just have bigger bank accounts; they operate with different mindsets and habits that help them build and maintain their wealth. Understanding these shifts can provide valuable insights for anyone looking to improve

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