Author name: Holly Burns

Rising costs are hitting families hard in 2025. Everything seems more expensive than it used to be, from grocery bills to gas prices. Restaurant prices are climbing faster than ever, with costs jumping over 5% yearly while grocery prices only go up about 1%. The result? More than two-thirds of Americans are now skipping restaurant […]

Many Americans dream of escaping the 9-to-5 grind and retiring early. Having complete freedom with your time while you’re still young and healthy sounds amazing. But is early retirement possible or just a fantasy for the ultra-wealthy? According to financial expert Dave Ramsey, early retirement is achievable for regular people. However, it requires severe discipline,

Do you ever wonder where your money goes each month? You’re not alone. Most Americans spend over $32 on unused subscriptions every month, and many underestimate their total monthly spending by more than $130. These small money leaks might seem harmless, but add up to thousands of dollars over time. The good news is that

Personal finance advice often sounds logical until you do the math. We’ve all heard the same budgeting tips repeated everywhere from social media to financial websites. These strategies get shared so often that they become accepted wisdom, but when you crunch the numbers, many of these popular tips have serious flaws that could cost you

You’ve invited your most budget-conscious friend over for dinner, and while you’re focused on ensuring the meal is perfect, they’re quietly taking in details about your home that you might never consider. It’s not that they’re judging you – quite the opposite. Frugal people have trained their eyes to spot opportunities where money might slip

We’ve all seen them on social media – people posting pictures of designer handbags, expensive dinners, and luxury vacations. Their Instagram feeds look like a page from a lifestyle magazine. But behind those carefully curated photos, many people are struggling financially. They’re living paycheck to paycheck, drowning in credit card debt, and putting on an

In 2022, consumer financial fraud reached shocking levels, with reported losses totaling nearly $8.8 billion. That’s a 30% jump from the previous year, and the trend shows no signs of slowing down. As our lives become increasingly digital, protecting financial information has never been more critical. The rise of social media and advancing technology has

The United States saw a surge of new millionaires in 2024, with over a thousand joining the ranks daily. At the same time, billionaire wealth soared by trillions of dollars in just one year. Yet, despite these headline-grabbing numbers, about half of American households would struggle to cover a modest emergency expense. While wealth inequality

Money stress keeps millions of Americans awake at night. Only 32% of people can pay cash for a $400 emergency, which means most of us are one car repair or medical bill away from financial disaster. Living paycheck to paycheck without a plan traps families in an endless cycle of debt and worry. But there’s

What if I told you that nearly half of all self-made millionaires wake up at least three hours before they start work? This isn’t just because they’re naturally early risers. These wealthy individuals have discovered something most people miss: your morning routine can determine your financial future. Most people struggle with building wealth because they

With inflation around 2.4% and living costs continuing to climb, saving money has become more critical than ever. But here’s the good news: you don’t need to change your lifestyle dramatically to see real savings. Sometimes the smallest habits create the most significant impact on your wallet. Many think saving money requires complex budgeting strategies

With inflation sitting at 2.4% and living costs continuing to rise, frugal living has become more than a lifestyle choice—a survival strategy. In 2025, many families are adopting frugal lifestyles in response to the economic challenges of our times. From grocery bills to rent, streaming subscriptions to simple outings with friends, the cost of everything

Imagine this: You’re at a coffee shop when a casually dressed person ahead of you pays for everyone’s drinks without making a big deal about it. They wear worn jeans, drive an older car, and seem ordinary. Later, you discover they own multiple businesses and have millions in investments. Meanwhile, the person behind you is

Money feels tighter than ever for middle-class families. With inflation pushing up the cost of everything from groceries to gas, many households struggle to make ends meet. The good news? Living frugally doesn’t mean living poorly. It means making wise choices that help your money go further. Modern frugal living combines old-school wisdom with new

Most people believe financial success is a matter of luck, intelligence, or a high income. But neurologists and brain researchers have discovered something surprising. Anyone can take straightforward action to dramatically improve their financial future, regardless of how much money they currently make. This breakthrough insight comes from studying how our brains work when making

Did you know half of the people couldn’t handle a surprise $1,000 expense? Yet here’s the encouraging news: most millionaires didn’t start with money—they built it through simple, smart habits. The gap between financial stress and peace isn’t about how much you earn. It’s about what you do with what you have. Financial peace doesn’t

Imagine trying to solve a complex math problem while someone constantly interrupts you with urgent questions. That’s what it feels like to make financial decisions when you’re poor. Recent research reveals that working through complex financial problems creates the same mental strain as losing 13 IQ points or staying awake all night. This isn’t because

Why Bad Frugal Habits Can Secretly Ruin Your Finances Picture this: You spend an hour clipping coupons to save $5 on groceries, then ignore the check engine light in your car for months. When your engine finally gives out, you’re facing a $3,000 repair bill that could have been prevented with a $200 tune-up. Sound

Tony Robbins is among the world’s most recognized motivational speakers and financial strategists. For decades, he has helped millions transform their lives and achieve extraordinary results. From packed stadiums to bestselling books, Robbins has shared his insights on everything from personal development to business success. At the heart of Robbins’ teachings lies a powerful truth:

One out of seven American children is born into poverty, and the effects of growing up with financial stress don’t just disappear when someone becomes an adult. Research shows that childhood poverty creates lasting patterns in how people think about and handle money. These early experiences shape our brains and behaviors in ways that can