Author name: Steve Burns

After a lifelong fascination with financial markets, Steve began investing in 1993 and trading his accounts in 1995. It was love at first trade. After more than 30 successful years in the markets, Steve now dedicates his time to helping traders improve their psychology and profitability. New Trader U offers an extensive blog resource with more than 4,000 original articles, online courses, and best-selling books covering various topics.

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5 Rules To Manage Your Money Like The Self-Made Wealthy According to Dave Ramsey

Personal Finance, Wealth /

Dave Ramsey has spent decades studying millionaires, and his findings consistently contradict what most middle-class households believe about wealth. The self-made wealthy don’t manage money the way high earners do. They don’t chase status or live at the edge of their income. They operate from a completely different mental framework. Ramsey’s research reveals that wealth […]

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5 Cities Where the Rich Live A Middle-Class Lifestyle in 2026

5 U.S. Cities Where Even Rich People Live A Middle-Class Lifestyle in 2026

Economics, Personal Finance, Wealth /

Earning a high six-figure salary or even being a millionaire doesn’t guarantee financial freedom. In certain American cities, even the highest-income and high-net-worth residents find themselves stretched thin by the same basic expenses that burden middle-class families everywhere else. The financial trade-offs are the same, only the price tags differ. These aren’t stories about poverty

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10 Everyday Stoic Habits to Boost Your Mental Toughness

10 Everyday Stoic Habits to Boost Your Mental Toughness

Psychology, Stoicism, Subsidiary /

Mental toughness isn’t about forcing yourself to be mean or suppressing emotions. It’s about developing the ability to maintain control over your thoughts, actions, and responses regardless of external circumstances. The Stoics understood this distinction thousands of years ago, building practical daily habits that strengthened their psychological resilience without requiring dramatic lifestyle changes. These ten

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Middle-Class People With a Growth Mindset Avoid These 5 Toxic Attitudes

Middle-Class People With a Growth Mindset Avoid These 5 Toxic Attitudes

Psychology, Success /

The middle class occupies a unique position in society. Most people in this category have achieved a level of stability that their parents or grandparents might have envied. Yet, they often feel stuck when it comes to building genuine wealth or advancing beyond their current plateau. The difference between those who break through and those

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My Summary of The Meditations of Marcus Aurelius (20 Stoic Principles)

My Summary of The Meditations of Marcus Aurelius (20 Stoic Principles)

Stoicism, Success /

Marcus Aurelius wrote his Meditations as private notes to himself, not as a book for public consumption. The Roman emperor’s personal journal has become one of the most influential philosophical texts in Western history. His reflections offer a practical framework for living with wisdom, discipline, and inner peace. The principles below distill the core themes

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Current Warren Buffett Car 2026: What Car Does This Billionaire Own?

Current Warren Buffett Car 2026: What Car Does This Billionaire Own?

Warren Buffett, Wealth /

In a world where billionaires collect exotic supercars and limited-edition luxury vehicles, Warren Buffett’s automotive choice stands as a fascinating outlier. As one of the wealthiest individuals on the planet, Buffett could easily afford any vehicle money can buy. Yet his car selection tells a different story about wealth, values, and the mindset that built

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The 5 Differences Between the Poor, the Middle Class, and the Wealthy, According to Psychology

The 5 Differences Between the Poor, the Middle Class, and the Wealthy, According to Psychology

Economics, Psychology, Wealth /

A growth mindset isn’t measured in dollar amounts. Psychologists and behavioral economists have identified distinct cognitive patterns and emotional responses to resources that differentiate socioeconomic groups. These mental frameworks shape how people approach time, risk, learning, control, and relationships in fundamentally different ways. Understanding these psychological differences reveals that financial status is as much about

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5 Stoic Mental Habits That Really Improved My Life

5 Stoic Mental Habits That Really Improved My Life

Psychology, Stoicism /

I spent years reading about Stoic philosophy before I could consistently apply it to my life. The gap between understanding something intellectually and integrating it into daily life is massive. But once I began practicing specific Stoic mental habits, the changes were undeniable. These aren’t abstract ideas I pulled from ancient texts and forced into

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The 5 Samurai Rules for Self-Discipline According to Miyamoto Musashi

The 5 Samurai Rules for Self-Discipline According to Miyamoto Musashi

Psychology, Success /

Miyamoto Musashi stands as one of history’s most formidable warriors, winning over 60 duels before retiring to write The Book of Five Rings. His approach to self-discipline wasn’t about willpower or forcing yourself through discomfort. Instead, Musashi developed a system of internal mastery that made external achievement almost inevitable. His teachings reveal something most people

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7 Middle-Class Hobbies That Science Says Will Make You Smarter

7 Middle-Class Hobbies That Science Says Will Make You Smarter

Intelligence /

Most people think intelligence is fixed at birth. They assume you’re either born smart or you’re not. But decades of neuroscience research prove otherwise. Your brain remains neuroplastic throughout your life, meaning it can form new connections, strengthen existing pathways, and even grow new neurons under the right conditions. The middle class has access to

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Do Not Be Friends With These 5 Types of People, According to Stoicism

Do Not Be Friends With These 5 Types of People, According to Stoicism

Stoicism /

The ancient Stoics understood that the company we keep shapes who we become. Marcus Aurelius, Seneca, and Epictetus all emphasized the importance of choosing companions carefully, recognizing that our friends either pull us toward virtue or away from it. While Stoicism doesn’t demand isolation, it does encourage selective association with those who support our growth

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10 Things Broke People Do That The Wealthy Don’t (How To Change Your Behavior And Change Your Life)

10 Things Broke People Do That The Wealthy Don’t (How To Change Your Behavior And Change Your Life)

Investing, Personal Finance, Wealth /

The difference between financial struggle and building wealth isn’t just about how much money you make. It’s about the daily decisions you make with that money. The behaviors keeping people broke are often invisible, passed down through generations, or reinforced by consumer culture. Self-made wealthy individuals operate from a fundamentally different mindset. They’ve either learned

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How To Discipline Yourself: Stop Being Soft in 2026 Using Stoicism

How To Discipline Yourself: Stop Being Soft in 2026 Using Stoicism

Psychology, Stoicism, Success /

The ancient Stoics never sugarcoated reality. They lived through plagues, wars, and political chaos, yet they built mental frameworks that produced some of history’s most disciplined minds. Marcus Aurelius ruled Rome while fighting battles on frozen frontiers. Epictetus went from being a servant to becoming one of philosophy’s most outstanding teachers. Seneca advised emperors while

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12 Middle-Class Careers That Will Likely Disappear By 2030

12 Middle-Class Careers That Will Likely Disappear By 2030 Due To AI

AI, career, Job /

The workplace transformation happening right now isn’t another typical recession cycle. Companies have discovered they can operate more efficiently with fewer people, and artificial intelligence is accelerating this shift faster than most workers realize. While some careers will shrink, certain middle-class professions face near-complete elimination within the next four years. The jobs most vulnerable to

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People with a Wealth-Building Mindset Don’t Waste Time on These 10 Things, According to Psychology

People with a Wealth-Building Mindset Don’t Waste Time on These 10 Things, According to Psychology

Psychology, Wealth /

The difference between those who build wealth and those who rarely comes down to just their income level. Psychology research reveals a more fundamental distinction: how people choose to spend their mental energy and time. Wealth-builders have learned to identify and eliminate specific energy and time drains that keep most people financially stuck or even

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10 Reasons Why the Middle Class Can’t Afford Their Old Lifestyle Anymore in 2026

10 Reasons Why the Middle Class Can’t Afford Their Old Lifestyle Anymore in 2026

Economics, Personal Finance /

The American middle class faces an unprecedented affordability crisis in 2026. What previous generations considered standard middle-class living now requires income levels that would have been considered wealthy just decades ago. From healthcare to housing, essential costs have surged far beyond wage growth, fundamentally restructuring what it means to maintain a middle-class lifestyle. This isn’t

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10 Spartan Life Lessons For Men (How To Be Mentally Strong)

10 Spartan Life Lessons For Men (How To Be Mentally Strong)

Motivation, Success /

The ancient Spartans built one of history’s most formidable warrior cultures through a systematic approach to mental and physical conditioning. Their society wasn’t shaped by written doctrine or philosophy books, but through the Agoge training system, cultural enforcement, and Laconic wisdom passed down through generations. These weren’t abstract principles. Spartan lessons were drilled into boys

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Middle-Class People Who Are Deeply Unhappy in Life Often Display These 7 Behaviors (Without Realizing It)

Middle-Class People Who Are Deeply Unhappy in Life Often Display These 7 Behaviors (Without Realizing It)

Psychology /

There’s a quiet epidemic spreading through middle-class America that rarely makes headlines. It’s not a dramatic crisis or sudden catastrophe. It’s the slow, steady erosion of hope that settles in when you’ve done everything society told you to do, yet fulfillment remains frustratingly out of reach. Many middle-class individuals, particularly those in the lower-middle class,

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10 Genuine Signs of Stoic Intelligence You Can’t Fake

10 Genuine Signs of Stoic Intelligence You Can’t Fake

Intelligence, Stoicism /

Stoic intelligence isn’t about memorizing philosophical quotes or adopting a minimalist aesthetic. It’s a collection of behavioral patterns that emerge from years of disciplined self-mastery and rational thinking. These traits develop slowly through consistent practice and can’t be manufactured overnight. The difference between someone who understands Stoicism intellectually and someone who embodies it shows up

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