Author name: Steve Burns

After a lifelong fascination with financial markets, Steve began investing in 1993 and trading his accounts in 1995. It was love at first trade. After more than 30 successful years in the markets, Steve now dedicates his time to helping traders improve their psychology and profitability. New Trader U offers an extensive blog resource with more than 4,000 original articles, online courses, and best-selling books covering various topics.

10 Unexpected Wealth-Building Habits That Indicate a High Level of Intelligence

10 Unexpected Wealth-Building Habits That Indicate a High Level of Intelligence

Intelligence and wealth don’t always move together, but specific behavioral patterns reveal a different kind of intelligence: the type that compounds over decades rather than months: financial intelligence. The most successful long-term investors and self-made millionaires share habits that may seem unremarkable yet yield extraordinary results over time. These behaviors aren’t about IQ scores. They’re […]

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10 Stoic Habits of Mentally Strong People You Need to Know

10 Advanced Stoic Habits of Mentally Strong People You Need to Know

Most people think Stoicism is about staying calm when things go wrong. That’s the surface level. The more profound truth is that Stoicism fosters mental fortitude through rigorous daily practices, distinguishing those who merely cope from those who thrive under pressure. The following ten advanced habits, drawn from the teachings of Marcus Aurelius, Epictetus, and

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10 Reasons Middle-Class People Stay Broke According to Dave Ramsey

10 Reasons Middle-Class People Stay Broke According to Dave Ramsey

Dave Ramsey has spent decades teaching financial principles to millions of Americans, and his message consistently challenges the conventional wisdom of middle-class money management. While many people work hard and earn decent incomes, Ramsey notes that financial struggle remains a daily reality for many middle-class households. His teachings identify specific behaviors and mindsets that keep

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5 Strategies Rich People Use to Multiply Their Wealth

5 Strategies Rich People Use to Multiply Their Wealth

The wealthy don’t just earn more money than everyone else. They think about money differently. While most people focus on increasing their income through more challenging work or longer hours, the rich concentrate on multiplying what they already have through strategic decisions that compound over time. The gap between the wealthy and everyone else isn’t

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5 Things Middle-Class People Can Buy To Be Happier, According To Science

5 Things Middle-Class People Can Buy To Be Happier, According To Science

Most people think happiness comes from earning more money. The research tells a different story. Once basic needs are met, how you spend matters far more than how much you have. Studies consistently show that certain purchases deliver sustained increases in life satisfaction while others provide only fleeting pleasure that fades within weeks. The middle

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5 Small Stoic Habits That Will Change Your Life Forever

5 Small Stoic Habits That Will Change Your Life Forever

Most people expect transformation to arrive through dramatic gestures or sweeping life overhauls. The ancient Stoics knew better. Real change emerges from small, repeatable actions that compound quietly over months and years. The following five Stoic habits demand no exceptional circumstances, no expensive programs, and no radical lifestyle shifts. They require consistent practice and a

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10 Wealth Habits of Self-Made Millionaires Who Never Got An Inheritance

10 Wealth Habits of Self-Made Millionaires Who Never Got An Inheritance

The path to wealth without inheritance isn’t mysterious. It’s built on specific, repeatable behaviors that anyone can adopt. While middle-class earners focus on climbing the income ladder, self-made millionaires follow a different playbook entirely. These aren’t get-rich-quick schemes or luck-based strategies. They’re boring, disciplined patterns that create genuine wealth through consistent execution over time. 1.

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5 Books For Escaping the Middle-Class Rat Race: Money Habits For Financial Freedom

5 Books for Escaping the Middle-Class Rat Race and Building Financial Freedom

The middle-class money script is predictable: work hard, climb the corporate ladder, save a modest percentage of your paycheck, and hope to retire comfortably at sixty-five. This approach keeps most people trapped in a cycle of trading time for money until their bodies and minds can’t sustain the exchange anymore. Financial freedom requires breaking this

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How to Take Care of Yourself First (5 Stoic Self-Discipline Rules)

How to Take Care of Yourself First (5 Stoic Self-Discipline Rules)

The ancient Stoics understood something that modern self-help culture often gets backwards: you can’t pour from an empty cup. Before Marcus Aurelius could lead the Roman Empire through plague and war, he had to master himself. Before Epictetus could teach philosophy to Rome’s elite, he had to survive servitude by maintaining his inner fortress. These

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Middle-Class People Who Never Move Forward in Life Display These 10 Behaviors

Middle-Class People Who Never Move Forward in Life Display These 10 Behaviors

The middle class represents a fascinating paradox in modern society. Despite having access to education, a steady income, and relative stability, many individuals find themselves financially and personally stagnant. They work hard, follow the rules, and yet decades later, they’re in roughly the same position they started. The difference between those who break free and

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5 Things To Buy To Build Wealth, According To Dave Ramsey

5 Things To Buy To Build Wealth, According To Dave Ramsey

Dave Ramsey built a financial empire teaching Americans how to get out of debt and build wealth through straightforward, disciplined principles. His approach differs sharply from the typical middle-class mindset that treats purchases as consumption rather than investment. While most people buy things that depreciate—such as new cars, luxury goods, and lifestyle upgrades—Ramsey focuses on

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10 Books Wealthy People Finish Reading That Most People Never Even Open

10 Books Wealthy People Finish Reading That Most People Never Even Open

The difference between wealth and middle-class thinking often comes down to what your mind consumes. While most people scroll social media or binge Netflix, wealthy individuals dedicate hours to reading books that challenge their thinking and expand their capabilities. Warren Buffett spends five to six hours daily reading. Bill Gates completes about one book per

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10 Old-Fashioned Lessons Modern Men Learn Too Late In Life

10 Old-Fashioned Lessons Modern Men Learn Too Late In Life

Most men stumble through their twenties and thirties believing they have time to figure things out. They chase comfort, avoid hard truths, and assume wisdom arrives naturally with age. It doesn’t. The old-fashioned principles that once shaped capable men—discipline, integrity, self-reliance—have been dismissed as outdated. Yet these lessons resurface through painful experience, when the cost

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5 Terrible Things The Middle Class Must Stop Buying, According To Dave Ramsey

5 Terrible Things The Middle Class Must Stop Buying, According To Dave Ramsey

Dave Ramsey has spent decades teaching Americans how to build wealth, and his message is clear: the middle class stays middle class because they buy things that keep them broke. While most financial advice focuses on what to invest in, Ramsey’s teachings cut deeper by exposing what’s draining bank accounts in the first place. These

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How Middle-Class People Are Programmed to Never Build Real Wealth

How Middle-Class People Are Programmed to Never Build Real Wealth

The middle class occupies a peculiar position in the economic hierarchy—earning enough to live comfortably yet rarely accumulating the kind of wealth that provides true financial independence. This isn’t simply about income levels or bad luck. Instead, it reflects systematic conditioning that begins in childhood and reinforces itself throughout adulthood. Through education, cultural messaging, and

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10 Stoic Signs You Have a Lone Wolf Personality

10 Stoic Signs You Have a Lone Wolf Personality (Not Just an Introvert)

Most people confuse Lone Wolf personalities with introverts who avoid social situations. They’re not the same. Introverts need time alone to recharge their energy. Lone Wolves actively choose independence as a philosophical stance—a way of operating that values self-mastery, internal discipline, and sovereignty over external validation. The Lone Wolf personality isn’t about antisocial behavior or

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10 Books With Roadmaps On How To Achieve Financial Independence

10 Books With Roadmaps On How To Achieve Financial Independence

Financial independence isn’t just a dream for the wealthy. The path to controlling your time and money has been mapped out by authors who’ve either achieved it themselves or studied those who have. These books provide actionable frameworks for escaping the paycheck-to-paycheck cycle and building wealth that works for you. Whether you’re drawn to aggressive

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People Who Understand Wealth Building Never Buy These 5 Things

People Who Understand Wealth Building Never Buy These 5 Things

The difference between those who build lasting wealth and those who remain stuck in the middle class often comes down to small, consistent decisions. While most people focus on earning more, wealth builders understand that what you avoid buying matters just as much as what you earn. The self-made wealthy don’t necessarily earn dramatically more

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5 Books to Master Your Money and Build Financial Literacy

5 Books to Master Your Money and Build Financial Literacy

Financial literacy isn’t taught in most schools, which explains why so many middle-class earners struggle to build wealth despite stable incomes. The difference between those who achieve financial independence and those who live paycheck to paycheck often comes down to knowledge—specifically, understanding how money actually works rather than following conventional wisdom. Reading the right books

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