Steve Burns, Author at New Trader U

5 Wealth Destroying Lessons Most People Learn Too Late In Life

Investing, Personal Finance, Wealth / Steve Burns

Most people spend decades making the same financial mistakes before they finally understand what’s holding them back. By the time clarity arrives, compound interest has already worked against them, rather than for them. These aren’t the typical budget tips or savings hacks you’ll find everywhere else. These are the behavioral patterns and strategic errors that […]

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5 Stoic Books Mentally Strong People Read That Others Ignore

Best books, Book Reviews, Books, Psychology, Stoicism / Steve Burns

Most people who claim to practice Stoicism have never moved beyond Marcus Aurelius’ Meditations or Epictetus’ Enchiridion. They quote the same passages on social media and treat ancient philosophy like motivational fortune cookies without fully integrating the Stoic philosophy into their own mental model. Truly committed individuals take a different approach. They dig deeper into

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5 Reasons the Middle Class Can’t Afford To Dine Out in 2026

Economics, Personal Finance / Steve Burns

The restaurant experience that once defined the middle-class lifestyle has transformed into an occasional luxury. What your parents considered a weekly treat now strains monthly budgets, and the data tells a stark story about this shift. According to the U.S. Bureau of Labor Statistics, food-away-from-home prices climbed approximately 3.7% year-over-year through late 2025 into early

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The 10 Stoic Golden Rules of Self-Discipline

Psychology, Stoicism / Steve Burns

Self-discipline separates those who achieve lasting success from those who drift through life reacting to circumstances. The ancient Stoics understood this truth two thousand years ago. They built practical frameworks for mental toughness that remain relevant today. Marcus Aurelius, Epictetus, and Seneca taught that discipline isn’t about deprivation or harsh willpower. It’s about training your

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5 Assets Wealthy People Own That Poor People Don’t Even Understand

Business, Investing, Wealth / Steve Burns

The middle class obsesses over 401(k) balances and index funds, while the genuinely wealthy build fortunes through asset ownership that most people don’t even recognize as available to them. The fundamental difference isn’t income or luck—it’s understanding what assets actually mean and which ones you can personally control. Poor and middle-class thinking treats assets as

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What Net Worth Puts You in the Upper, Middle, & Lower Class in 2026?

Economics / Steve Burns

Most people gauge their financial standing by their paycheck, but that’s only half the picture. Your net worth reveals where you actually sit in America’s wealth hierarchy, and the numbers might surprise you. Understanding these thresholds helps you see your actual financial position and what it takes to move up the ladder. The gap between

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7 Reasons the Middle Class Stays Broke While the Upper Class Thrives

Business, Economics, Investing, Personal Finance / Steve Burns

The wealth gap between the middle class and the upper class continues to widen, but the reason isn’t as simple as income differences. Two people earning similar salaries can end up in entirely different financial situations, depending on how they approach and manage their money. The distinction between staying broke and building wealth comes down

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10 Timeless Stoic Lessons from the World’s Greatest Thinkers

Stoicism, Success / Steve Burns

The ancient Stoics built a philosophy so practical and powerful that it remains relevant two millennia later. While modern self-help cycles through trends, Stoicism endures because it addresses the fundamental architecture of human consciousness. These aren’t motivational platitudes. These are operating principles from Marcus Aurelius, Epictetus, and Seneca that shaped emperors, servants, and everyone in

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The Top 10 Wealthiest Countries In The World In 2026

Economics, Wealth / Steve Burns

The global economic hierarchy reveals which nations command the largest total economic output and exert the most influence in international markets. Based on the International Monetary Fund’s World Economic Outlook projections from October 2025, the world’s wealthiest countries by nominal GDP demonstrate where economic power concentrates as we move through 2026. These rankings measure total

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The Stoic Power of Introverts: Why Quiet People Are Mentally Strong

Psychology, Stoicism / Steve Burns

Society often mistakes quietness for weakness. Loud voices command attention. Extroverted personalities dominate boardrooms and social gatherings. But beneath the surface of introversion lies a different kind of power. Introverts possess the same qualities that ancient Stoic philosophers cultivated through rigorous mental training. Their natural tendencies align with principles that others have taken years of

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Top 10 Wealthiest Families in the World 2026

Top 10 Wealthiest Families in the World In 2026

Wealth / Steve Burns

The world’s wealthiest families control fortunes that surpass the economic output of entire nations. These dynasties represent the pinnacle of multigenerational wealth preservation, having mastered the art not only of creating wealth but also of sustaining it across decades or even centuries. Unlike individual billionaires who may see their fortunes rise and fall within a

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Minimum Annual Income Needed to Qualify as Middle Class in Florida 2026

Minimum Annual Income Needed to Qualify as Middle Class in Florida for 2026

Economics, Personal Finance / Steve Burns

The term “middle class” is frequently used in political discourse and financial planning conversations, but pinning down exactly what it means in terms of dollars and cents remains surprisingly elusive. For Florida residents wondering whether they’ve crossed that middle-class income threshold in 2026, the answer depends on household size, location within the state, and which

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10 Ways Wealthy People Build Assets While Poor People Build Debt

Personal Finance, Wealth / Steve Burns

Wealth inequality is often discussed in terms of income, opportunity, or background. Those factors matter, but they do not fully explain why people with similar earnings can end up with radically different financial outcomes. The deeper explanation lies in behavior. Wealthy individuals and those from lower socioeconomic backgrounds tend to make very different decisions with

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The Salary You Need to Be Considered Middle Class in Every U.S. State In 2026

Economics, Personal Finance / Steve Burns

The term “middle class” is frequently used in American political and economic discussions, but few people understand what it actually means in concrete dollar terms. The salary required to maintain middle-class status varies dramatically depending on where you live, with some states requiring nearly double the income of others. Understanding these thresholds is crucial because

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The Stoic Art of Not Caring and list 5 Simple Ways to Live a Happy Life

The Stoic Art of Not Caring: 5 Simple Ways to Live a Happy Life

Psychology, Stoicism / Steve Burns

Modern culture has twisted Stoicism into something cold and indifferent. Social media posts celebrate “not caring” as a form of emotional armor or social detachment. This version of Stoicism misses the entire point. The Stoic art of not caring is not about becoming emotionally numb or withdrawing from meaningful relationships; it is about cultivating a

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10 Money Rules of the Rich (The Laws of Wealth)

Investing, Personal Finance, Wealth / Steve Burns

Building wealth is rarely about luck. It is a systematic application of principles that the self-made wealthy use to manage their time, mindset, and capital. These “Laws of Wealth” shift the focus from working for money to making money work for you. The following ten money rules represent the core habits and strategies that separate

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The Average Middle-Class Income By State In 2026

Economics, Personal Finance / Steve Burns

The definition of middle-class income varies dramatically depending on where you live in the U.S. While the concept of being middle class might feel universal, the actual income required to achieve that status can differ by tens of thousands of dollars from one state to another. Understanding these differences is crucial for anyone planning their

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5 Stoic Signs of High IQ People According to Psychology

Intelligence, Stoicism / Steve Burns

While Stoicism and high IQ are distinct concepts—one being a philosophy of life and the other a measure of cognitive ability—psychologists and philosophers often point to a significant overlap between the two. High intelligence frequently manifests as cognitive economy and emotional regulation, which are core tenets of Stoic practice. The connection makes sense when you

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Average Middle-Class 401(k) Balance by Age (2026 Edition)

Investing, Personal Finance, Retirement / Steve Burns

The 401(k) has become the retirement workhorse for middle-class Americans. Unlike previous generations who relied on pensions, today’s workers face the full responsibility of funding their own retirement. Understanding where you stand compared to your peers isn’t about comparison for its own sake. It’s about gauging whether your retirement trajectory is sustainable or whether course

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The Unspoken “Poor People Rules” That Stop Wealth Before It Starts

7 Unspoken “Poor People Rules” That Stop Wealth Building Before It Starts

Personal Finance, Wealth / Steve Burns

Most people who struggle financially don’t lack intelligence or work ethic. They’re following invisible rules, absorbed from childhood and reinforced by their environment, that feel like common sense but actually sabotage wealth building at every turn. These aren’t conscious decisions. They’re automatic responses shaped by scarcity, fear, and generational patterns. Understanding these unspoken beliefs is

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Author name: Steve Burns