School focuses on teaching reading, writing, and arithmetic primarily. How money works is rarely a topic for teaching or discussion. Too many students leave school with no understanding of personal…

In the FIRE movement (Financial Independence, Retire Early) there are 10 levels generally considered the journey from financial dependence to financial abundance. It can help psychologically to look at achieving…

Here are ten questions that can measure how financially fit you are in your personal finances. Grading scale: No = 0 I’m halfway there = 1 Yes = 2 You…

Many workers can relate to the saying “The boss makes a dollar, I make a dime” and then they do lots of things guilt free besides work, on the company’s…

In 1996 two professors studied a sample of millionaires in the United States to understand the path that took them to a million dollar net worth. The results were very…

Financial freedom is achieved when you have created enough wealth and/or cash flowing assets to live on and no longer need to depend on a paycheck as an employee. You…

Financial freedom is when you no longer rely on paychecks from your job each month to pay your bills. You are independent from a company and a boss, you make…

Popular thinking about retirement is that people work hard for 40 years at their job and then in their mid sixties they can finally stop working and enjoy the remainder…