Housing

The Cheapest 5 States Where Middle-Class Families Can Still Afford Homes in 2025

The Cheapest 5 States Where Middle-Class Families Can Still Afford Homes in 2025

Economics, Housing, Housing Market, Real Estate /

With the median U.S. home price reaching $416,900 for new homes and $402,300 for existing single-family homes in Q1 2025 and mortgage rates climbing, homeownership has become increasingly challenging for middle-class families across America. The Pew Research Center defines middle-class families as those earning between two-thirds and twice the median household income, and for these […]

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Housing Affordability- Over 75% of Homes Too Expensive for Middle Class

Housing Affordability: Why Over 75% of Homes Are Too Expensive for Middle Class

Economics, Housing, Housing Market, Real Estate /

The American dream of homeownership is becoming increasingly elusive for middle-class families across the United States. A startling new statistic reveals that, according to a recent report from the National Association of Realtors and Realtor.com, over 75% of homes on the market are now too expensive for middle-income buyers. This highlights a growing crisis in

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How To Calculate Your Monthly Mortgage Payment (Mortgage Calculator)

How To Calculate Your Monthly Mortgage Payment (Mortgage Calculator)

Housing /

The calculation of your monthly mortgage payment has many inputs that effect the amount you will be paying. What affects a mortgage payment? How much your home costs. The time duration of your loan. Your down payment. Your interest rate. Home insurance. Property taxes. If you need private mortgage insurance. Home association fees. How much

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