Author name: Holly Burns

What if I told you that nearly half of all self-made millionaires wake up at least three hours before they start work? This isn’t just because they’re naturally early risers. These wealthy individuals have discovered something most people miss: your morning routine can determine your financial future. Most people struggle with building wealth because they […]

With inflation around 2.4% and living costs continuing to climb, saving money has become more critical than ever. But here’s the good news: you don’t need to change your lifestyle dramatically to see real savings. Sometimes the smallest habits create the most significant impact on your wallet. Many think saving money requires complex budgeting strategies

With inflation sitting at 2.4% and living costs continuing to rise, frugal living has become more than a lifestyle choice—a survival strategy. In 2025, many families are adopting frugal lifestyles in response to the economic challenges of our times. From grocery bills to rent, streaming subscriptions to simple outings with friends, the cost of everything

Imagine this: You’re at a coffee shop when a casually dressed person ahead of you pays for everyone’s drinks without making a big deal about it. They wear worn jeans, drive an older car, and seem ordinary. Later, you discover they own multiple businesses and have millions in investments. Meanwhile, the person behind you is

Money feels tighter than ever for middle-class families. With inflation pushing up the cost of everything from groceries to gas, many households struggle to make ends meet. The good news? Living frugally doesn’t mean living poorly. It means making wise choices that help your money go further. Modern frugal living combines old-school wisdom with new

Most people believe financial success is a matter of luck, intelligence, or a high income. But neurologists and brain researchers have discovered something surprising. Anyone can take straightforward action to dramatically improve their financial future, regardless of how much money they currently make. This breakthrough insight comes from studying how our brains work when making

Did you know half of the people couldn’t handle a surprise $1,000 expense? Yet here’s the encouraging news: most millionaires didn’t start with money—they built it through simple, smart habits. The gap between financial stress and peace isn’t about how much you earn. It’s about what you do with what you have. Financial peace doesn’t

Imagine trying to solve a complex math problem while someone constantly interrupts you with urgent questions. That’s what it feels like to make financial decisions when you’re poor. Recent research reveals that working through complex financial problems creates the same mental strain as losing 13 IQ points or staying awake all night. This isn’t because

Why Bad Frugal Habits Can Secretly Ruin Your Finances Picture this: You spend an hour clipping coupons to save $5 on groceries, then ignore the check engine light in your car for months. When your engine finally gives out, you’re facing a $3,000 repair bill that could have been prevented with a $200 tune-up. Sound

Tony Robbins is among the world’s most recognized motivational speakers and financial strategists. For decades, he has helped millions transform their lives and achieve extraordinary results. From packed stadiums to bestselling books, Robbins has shared his insights on everything from personal development to business success. At the heart of Robbins’ teachings lies a powerful truth:

One out of seven American children is born into poverty, and the effects of growing up with financial stress don’t just disappear when someone becomes an adult. Research shows that childhood poverty creates lasting patterns in how people think about and handle money. These early experiences shape our brains and behaviors in ways that can

Picture this: Warren Buffett, one of the world’s wealthiest people, pulls out McDonald’s coupons to pay for lunch with Bill Gates in Hong Kong. While most people would be embarrassed, Buffett saw it as innovative money management. This story perfectly shows how self-made millionaires think about money differently than everyone else. Here’s something that might

10 Things You Shouldn’t Buy When the Economy Is Down When signs of economic uncertainty appear, savvy shoppers know it’s time to tighten their belts. Recent data shows that Americans are already making measured adjustments: consumer spending at clothing and accessories stores fell by about 3.9% year-over-year from January through late March 2025, with March

Imagine if someone told you there was a single decision that could help you retire 10 years earlier than planned. You’d probably think they were trying to sell you something. But here’s the surprising truth: one financial expert accelerated their path to financial independence by at least a decade through a strategic housing decision. The

Nearly half of all Americans say they couldn’t cover their expenses for 90 days if they lost their income. Even more shocking? A third of Americans have no savings at all. These statistics paint a concerning picture of financial instability across the country. But there’s hope that comes from an unlikely source: someone who learned

Money troubles affect millions of Americans, with a shocking 60% living paycheck to paycheck. Even more surprising is that over 40% of high-income earners report the same financial stress. You’re not alone if you’re making decent money but still feel broke at the end of each month. The truth is, it’s not always about how

Life has a way of throwing curveballs when we least expect them. Whether losing a job, dealing with a health crisis, or navigating relationship challenges, we all face difficult times. Yet some people seem to bounce back from setbacks faster and stronger than others. What makes these individuals different? The answer lies in resilience—the ability

Strong relationships are among the most critical factors in our happiness and overall well-being. Research consistently shows that people with meaningful connections live longer, experience less stress, and report higher life satisfaction. Yet many of us struggle to build and maintain the deep, fulfilling relationships we crave. The good news is that psychology has identified

What if I told you that one straightforward habit could put an extra $1,000 back in your pocket monthly? It sounds too good to be true, but it’s not. The secret isn’t about extreme couponing, living like a hermit, or giving up everything you enjoy. Instead, it’s about mastering one powerful habit that busy families

In our rush to embrace the latest financial technology, we’ve abandoned proven money management methods that have worked for generations. While modern apps offer incredible convenience and sophisticated features, they often fail to address the psychological aspects of money management. The truth is, old-fashioned money habits work precisely because they engage with our financial decisions’