Author name: Steve Burns

After a lifelong fascination with financial markets, Steve began investing in 1993 and trading his accounts in 1995. It was love at first trade. After more than 30 successful years in the markets, Steve now dedicates his time to helping traders improve their psychology and profitability. New Trader U offers an extensive blog resource with more than 4,000 original articles, online courses, and best-selling books covering various topics.

AI vs. Human Jobs: What the Future of Work Really Looks Like

AI vs. Human Jobs: What the Future of Work Really Looks Like

The relationship between artificial intelligence and human work is rapidly evolving, transforming industries and redefining career paths across the global economy. Rather than the dystopian “robot takeover” scenarios or utopian visions of leisure, the emerging reality is more nuanced—a complex interplay where some roles disappear, others transform, and new opportunities emerge. This shifting landscape demands […]

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10 Things Most Self-Made Millionaires Have in Common, According to Research

10 Things Most Self-Made Millionaires Have in Common, According to Research

What separates self-made millionaires from everyone else? While luck and timing certainly play a role, research reveals that wealthy individuals share specific habits and characteristics contributing to their financial success. Understanding these common traits can provide valuable insights for anyone looking to build wealth and achieve financial independence. Here are the ten things most self-made

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The Future of Middle-Class Jobs Is in These 5 Career Paths

The Future of Middle-Class Jobs Is in These 5 Career Paths

The American job market is undergoing a significant transformation. Technological advances, demographic shifts, and economic changes are reshaping career opportunities at an unprecedented pace. The landscape might seem uncertain for those seeking stable, well-paying jobs that don’t necessarily require advanced degrees. What constitutes a “middle-class job” today—roughly roles paying between $40,000 and $120,000 annually—is evolving

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5 Books to Build Unbeatable Self-Control

5 Books to Build Unbeatable Self-Control

Self-control might be the most critical skill for achieving success in life. Research from the University of Pennsylvania has shown that self-discipline predicts academic achievement better than IQ, and studies from Duke University reveal that habits account for about 40% of our daily behaviors. In our distraction-filled world, the ability to maintain focus, delay gratification,

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Dave Ramsey's 5 Top Strategies for Building Wealth

Dave Ramsey’s 5 Top Strategies for Building Wealth

Dave Ramsey has built a reputation as one of America’s most trusted voices on money management and wealth building. His straight-talking approach and practical strategies have helped millions of people transform their financial situations. His philosophy centers on financial discipline, strategic planning, and consistent action. Whether you’re drowning in debt or already on your financial

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Top 5 Reasons the Middle Class Is Broke in 2025, According to Economics

Top 5 Reasons the Middle Class Is Broke in 2025, According to Economics

The American middle class, once the backbone of US economic prosperity, faces unprecedented financial challenges in 2025. Despite a growing economy by traditional metrics, middle-income households increasingly struggle to maintain financial stability. This disconnect between macroeconomic indicators and lived financial reality stems from fundamental structural issues rather than temporary economic fluctuations. Economic analysis reveals five

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6 Books to Become a Master at Understanding Others

6 Books to Become a Master at Understanding Others

Understanding others is perhaps the most valuable skill we can develop. Whether in personal relationships, professional settings, or casual interactions, our ability to decode behaviors, recognize motivations, and respond effectively determines our success and happiness. The following six books offer profound insights into human behavior and provide frameworks and techniques for becoming more socially intelligent.

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7 Self-Control Habits That Quiet Millionaires Practice Daily

7 Self-Control Habits That Quiet Millionaires Practice Daily

While flashy billionaires often dominate headlines, most self-made wealthy individuals operate quietly, building fortunes through consistent habits rather than attention-grabbing ventures. These “quiet millionaires” focus on self-control and discipline, which form the foundation of their financial success. Studies of self-made millionaires have revealed specific patterns that distinguish their approach to wealth-building from that of the

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Warren Buffett's 10 Top Strategies for Building Wealth

Warren Buffett’s 10 Top Strategies for Building Wealth

Warren Buffett is one of history’s most successful investors, having transformed Berkshire Hathaway from a struggling textile company into a conglomerate worth over 1.1 trillion dollars. With a personal fortune that has consistently placed him among the world’s wealthiest individuals, Buffett’s investment philosophies have proven effective across decades and varying market conditions. His approach combines

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7 Books That Will Increase Your Intelligence

7 Books That Will Increase Your Intelligence

Intelligence isn’t fixed – it’s a quality that can be developed through deliberate effort and exposure to the right material. Reading remains one of the most potent ways to enhance cognitive abilities, creating new neural connections and strengthening existing pathways in the brain. The books selected for this article have been carefully chosen for their

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Stop Reading Self-Help Books, Read These Instead

Stop Reading Self-Help Books, Read These 5 Books Instead

You’ve been lied to. That stack of self-help books on your nightstand? They’re probably not helping as much as you think. After reading thousands of nonfiction books, I’ve discovered something counterintuitive: the most transformative books aren’t found in the self-help section. The problem isn’t that self-help books are bad. The problem is that you’re missing

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People Who Actually Build Wealth Don’t Waste Time on These 5 Activities

People Who Actually Build Wealth Don’t Waste Time on These 5 Activities

Building wealth isn’t just about making more money—it’s about how you spend your time. The most financially successful individuals have mastered the art of time allocation, understanding that certain activities yield returns while others deplete resources without providing value. Based on financial research and expert insights, here are five activities that people who build substantial

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AI Will Replace Humans in Almost All White Collar Middle-Class Careers Except These Jobs by 2030

AI Will Replace Humans in Almost All White Collar Middle-Class Careers Except These 7 Jobs by 2030

The artificial intelligence revolution is transforming the professional landscape at an unprecedented pace. What began with automating routine manufacturing tasks has expanded rapidly into white-collar domains once considered uniquely human. By 2030, many middle-class careers that have traditionally provided stability and social mobility will be significantly altered or potentially eliminated by increasingly sophisticated AI systems.

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5 Psychology Books to Make You Emotionally Stronger

5 Psychology Books to Make You Emotionally Stronger

Building emotional strength is a journey that requires both self-awareness and practical tools. The five psychology books below offer scientifically backed strategies and inspiring frameworks to help you develop resilience, manage difficult emotions, and thrive in challenging situations. Each book brings a unique perspective to emotional development, from groundbreaking research to creating your own powerful

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5 Money Lessons The Middle Class Should Have Learned in High School, But Didn't

5 Money Lessons The Middle Class Should Have Learned in High School, But Didn’t

According to CNBC and the National Financial Educators Council, 38% of Americans report that lack of financial education has cost them at least $500 in 2022 alone, with 15% reporting losses exceeding $10,000. This startling reality particularly impacts middle-class families, who often find themselves between earning too much for specific financial assistance programs but not

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People Who Have These 10 Soft Skills Become Wealthy

People Who Have These 10 Soft Skills Become Wealthy

Success in building wealth extends far beyond technical expertise. The most financially successful individuals consistently demonstrate mastery of specific soft skills that amplify their earning potential and create lasting prosperity. People who have these ten soft skills tend to become wealthy over time: 1. They Master the Art of Clear Communication to Open Doors to

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The 10 Best Ways The Middle Class Can Build Wealth That Actually Work

The 10 Best Ways The Middle Class Can Build Wealth That Actually Work

Building wealth as a middle-class family can seem increasingly challenging in today’s economic landscape. While the wealth gap has widened over recent decades, practical, proven pathways to financial security and abundance remain accessible. The strategies outlined below aren’t get-rich-quick schemes but rather time-tested approaches that require consistency and patience. Middle-class households can build substantial wealth

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People Who Cling to These 5 Status Symbols Are Insecure About Their Financial Status, According to Research

People Who Cling to These 5 Status Symbols Are Insecure About Their Financial Status, According to Research

In today’s consumer-driven society, purchasing items often serves purposes beyond their practical function. For many individuals, particular possessions are status symbols that signal wealth and success to others. However, research in consumer psychology reveals a fascinating paradox: those who most eagerly display status symbols are frequently those experiencing the most significant financial insecurity. Economist Thorstein

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5 Books to Master 5 Skills Rarely Taught in Schools

5 Books to Master 5 Skills Rarely Taught in Schools

Traditional education excels at teaching fundamental subjects like mathematics, science, and literature but often leaves significant gaps in practical life skills. While schools focus on academic knowledge, many essential abilities that determine professional and personal success are untaught. Fortunately, self-education through reading can help fill these gaps. The following five books offer expert guidance on

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5 Books That Will Teach You More Than Any College Degree

5 Books That Will Teach You More Than Any College Degree

A college education is valuable, but sometimes, the most transformative learning happens outside the classroom. Certain books contain profound and applicable wisdom that rivals—or even exceeds—what you might learn in four years of higher education. These five exceptional works span disciplines and offer insights that can reshape your understanding of the world and yourself. Here

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